Possibly. Different lenders assess tax debt and self-employed income differently. We review your circumstances and explore options through our panel of bank and non-bank lenders. A suitable option will depend on your income, existing debts, property equity and the lender’s criteria.

Some lenders will consider this. We assess your available equity, repayment capacity and existing commitments to see whether refinancing could be suitable. Refinancing replaces existing debts with new borrowing, it does not reduce the amount owed. Your property may be at risk if repayments are not maintained.

It may, but lower repayments do not necessarily mean a cheaper loan. Extending the repayment term can increase total interest costs, and fees may apply. We explain the costs, risks and repayment structure of any options identified so you can make an informed decision.

Tell us your deadline at the first discussion. Providing complete documents promptly helps us assess your options, but timing also depends on lender assessment, valuations and settlement requirements. We cannot guarantee approval or settlement by a particular date. Continue managing your ATO obligations with your accountant while funding options are assessed.

The first discussion is free and carries no obligation to proceed. Complete the short survey so we can understand your situation. If your responses indicate we may be able to assist, you can book a call. Any broker fees and when they become payable will be disclosed and agreed before paid work begins. Lender and third-party fees may also apply.